According to Lex Sokolin, every successful fintech company will eventually become a protocol, as protocols tend to surpass traditional companies in a networked economy. This transformation mirrors how software disrupted traditional industries, and signals a strong shift towards decentralized finance (DeFi) models. For traders, this suggests increasing relevance and potential growth in protocol-based assets and governance tokens, as fintech adoption of crypto-native infrastructure could drive both liquidity and innovation in cryptocurrency markets (Source: Lex Sokolin).